1. Eligibility
You must be at least 16 years old to create an account. By registering you confirm you have the legal capacity to accept these terms.

2. Not Financial Advice
Nothing on Tenbagger constitutes financial advice. All content is user opinion only. Tenbagger does not hold an Australian Financial Services Licence (AFSL). Consult a licensed financial adviser before investing.

3. Disclosure of Holdings
As a platform rule, and consistent with ASIC's guidance on discussing financial products online (INFO 269), users must tick "I hold this stock" when posting about a security they own, and should disclose any other material interest.

4. Prohibited Conduct
No false or misleading statements about securities, market manipulation, pump-and-dump schemes, coordinated ramping, trading on inside information, harassment, defamation, hate speech, or spam. Market manipulation is an offence under s1041A of the Corporations Act 2001 (Cth).

5. Content Licence
You retain ownership of what you post. By posting, you grant Tenbagger a non-exclusive, royalty-free, worldwide licence to host, display, and distribute your content on the platform. You represent that you have the right to post it.

6. Moderation & Termination
We may remove content or suspend accounts that breach these terms, at our discretion and without prior notice. You may delete your account at any time by emailing privacy@tenbagger.com.au.

7. Indemnity
You agree to indemnify Tenbagger against any loss, damage, or claim arising from your content or your breach of these terms.

8. No Warranty
The service is provided "as is". We do not warrant that prices, market data, or user content are accurate, complete, or timely. Third-party data (including Yahoo Finance) may be delayed or incorrect.

9. Governing Law
These terms are governed by the laws of Western Australia and the Commonwealth of Australia. The courts of Western Australia have exclusive jurisdiction.

10. Changes
We may update these terms at any time. Continued use after changes means you accept the updated terms.

Disclose your positions. Always tick "I hold this stock" when posting about stocks you own, and disclose any other material interest.

No pumping or ramping. Don't post misleading information to move a stock price, and don't coordinate buying or selling. Market manipulation is illegal under s1041A of the Corporations Act 2001 (Cth).

No inside information. Don't post material non-public information. Insider trading is a criminal offence.

Back up your claims. Link to sources for specific claims (announcements, financials, news). Label speculation clearly.

Respect others. Debate ideas, not people. Personal attacks, harassment, and hate speech result in immediate suspension.

No spam or paid promotion. Don't repeatedly post the same content, and don't promote paid services, newsletters, or Discords without clear disclosure and moderator approval.

No impersonation. Don't pretend to be a company insider, broker, adviser, or another user.

DYOR. Always add "Do Your Own Research" to speculative posts.

Tenbagger handles personal information in line with the Australian Privacy Principles (APPs) under the Privacy Act 1988 (Cth).

What we collect. Email address, username, posts, comments, votes, watchlist and portfolio entries, and basic technical data (IP address, browser type) for security and anti-abuse purposes.

Why we collect it. To operate the platform, authenticate accounts, display your content, prevent abuse, and improve the service.

How we store it. Data is stored with Supabase, our backend provider. Supabase hosts data on cloud infrastructure that may be located outside Australia. By using Tenbagger you consent to this cross-border disclosure under APP 8.

Third parties. Market data is sourced from Yahoo Finance. We do not sell your personal data to advertisers or third parties.

Cookies. We use cookies and local storage for session management and to remember your preferences. We do not use third-party advertising cookies.

Your rights. You can access, correct, or delete your personal data by emailing privacy@tenbagger.com.au. We will respond within 30 days.

Retention. We retain account data while your account is active. On deletion, personal data is removed within 30 days; anonymised posts may remain for thread continuity.

Complaints. If you believe we have mishandled your data, email privacy@tenbagger.com.au. Unresolved complaints can be escalated to the Office of the Australian Information Commissioner (OAIC) at oaic.gov.au.

Tenbagger is a social discussion platform for retail investors. It is NOT a financial product, financial advice service, or stockbroker. Tenbagger does not hold an Australian Financial Services Licence (AFSL).

Nothing on this platform constitutes personal financial advice, a recommendation, an offer, or a solicitation to buy or sell any security. All posts, comments, polls, ratings, and watchlist entries are user-generated opinion only.

Market data (prices, gainers, losers, charts) is sourced from third parties such as Yahoo Finance and may be delayed, inaccurate, or incomplete. Tenbagger does not guarantee the accuracy of any data or user content.

Investing in shares carries risk, including the risk of total loss. Past performance is not an indicator of future performance. Always consult a licensed financial adviser, read relevant disclosure documents (PDS, prospectus), and do your own research before making investment decisions.